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A prevalent problem Connecting with prospective matches electronically is a thrill, but hope and excitement can supersede sound judgment and fact checking.

A study about online dating and credit habits by Protect My, Experian's identity theft protection program, found that nearly half of the respondents never verify the authenticity of their chat mates, and nearly 10 percent actually sent them their Social Security numbers or bank account information.

Use the computer advantageously, says Jennifer Leuer, general manager for Protect My ID.

Here's how to protect more than just your heart when seeking a mate via the Internet."They meet young, beautiful women on dating sites who are supposedly looking for love from older wealthy individuals," says Falzone.When the gentlemen take the bait, "again, something dreadful happens that requires the man to send money." Without enough cash, victims often charge the amount to rescue their dear one.J., the Internet is good at disguising true intent. Sixty to 90 percent of human communication is nonverbal, so you're missing so much.You're at a severe disadvantage." Andersen met her now ex-husband via an online dating service and says he lied about everything, took all her money and left her deep in debt.

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